More About AT&T
AT&T is an American
telecommunications company headquartered in New York City. AT&T operates
under two major segments: AT&T Direct Lending and AT&T Business. The
former offers a number of different loan options to customers who want to
finance their phone and internet services, and AT&T Business offers various
mobile and fixed-line services to businesses. To qualify, customers must either
be a current AT&T customer or have been an AT&T customers within the
last 18 months. They must also be able to provide proof of employment as well
as a means of paying the loan back, such as a paycheck. Customers can apply for
financing through online banking or their smartphone.
AT&T is the only provider
offering free voice minutes to new customers on qualifying AT&T plans.
Other plans may be used to make calls from the U.S. and Canada, but AT&T
may charge fees for international calls. AT&T is not responsible for any
personal information that you submit while applying for a loan. Once approved,
AT&T will send you a check or money order for the amount of your loan. If
you fail to pay off the loan as agreed upon, you will be charged a late fee and
the entire balance will be added to the principal amount.
Return policy of AT&T says that
you must return the phone within 14 days of purchase. If it is returned without
the original packaging and all accessories, you will be charged $10. If you
have a bank account, the lender will likely want to see documentation of your
monthly income and any recent pay stubs or W- 2 forms from your employer. The
lender will then use this information to determine how much you can afford in
order to make your payments. Your credit score will also play a role in
determining the amount that you will be approved for.